An open letter to PhilHealth from a middle class ‘OFW’

Dear PhilHealth,

Thank you for thinking of our dependents healthcare while we are abroad. That’s so nice of you. But no thanks.

To the proponents of this new law, what do you think you’re doing?

A person working in the Philippines is not obliged to pay PhilHealth if he wants to travel wherever. What makes him less or more Filipino? Lest we don’t need to pay a ‘health’ insurance to travel in and out of the country.

Is it our fault that we found a living in a land of milk and honey? Why do we have to take extra burden just because we’re working abroad? Why do you have to make us feel that we owe you where we are right now?

In case you still don’t know or have chosen to not know, we are staying overseas for 99.9% of the time. When we get sick, our company-provided medical insurance takes care of the bills. We get comprehensive coverage and convenient care and support. So where does PhilHealth become useful for us then? When we go home for vacation? NOT REALLY. Because we are enjoying a good international coverage as well.

Not to mention, our dependents get the same coverage and entitlements too.

So in common sense, membership to PhilHealth should not be mandatory. We don’t need redundant health insurance, lest an extra one that care less.

To charge a premium worth 3% of our monthly salary for something that we won’t be using is beyond unfair. To increase it up to 5% in the comings years, regardless of the income ceiling, is unthinkable. And the timing of this announcement is very uncalled for and insensitive, to say the least. If there’s even a little area of concern from you, you would know that a big number of workers abroad are now struggling to make both ends meet having been terminated abruptly at work, or having been placed on forced unpaid leave.

You cannot just cut some more to an already ailing open wound.

Insensitive and lack of empathy

Your slogan says Philhealth is ‘supposedly‘ our partner in health. But the message that reaches us says, we are your partner in wealth.

Your function looks good on papers. But this mandate looks like not given much emotional, intellectual, and practical thoughts. Also, can you please revisit and dig deeper into your core values, “Integridad, Inobasyon, Agarang Serbisyo, Taos-Pusong Paglilingkod, Pagmamalasakit, Angkop na Benepisyo, Panlipunang Pagkakabuklod.

When people have trust issues already, you don’t go out there asking for more money – as if it is the best news to topple the already gloomy news landscape in the world.

This so-called ‘new dawn of health care’ looks more like a ‘new damn’ of health care, at least to the paying ones. Where is the empathy?

Lastly, does PhilHealth have coverage for anger management? If we have one immediate need, it probably is the cure for anger and the drastic effects this new law has given our mental health.

Sincerely,
A middle-class Filipino working overseas

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Ion Gonzaga
Ion Gonzagahttp://boydubai.com
Ion is a no-nonsense authority blogger and storyteller in Dubai. He writes about things "many people cannot write about." A digital UX designer by day, Ion is also a running enthusiast and a big fan of basketball.
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4 COMMENTS

  1. I totally agree with. Why are we going to pay for something useless to us. We dont owe anything to you for coming here and we donlt deserve to be treated like this, milking cow or a piggy bank? We are not your source of fund. We will pay what is due from us. Grrrrrr…

  2. tagalugin n ntin pra ms m intindihan…

    WOW!! hiyang hiya nmin kming mga ofw s bgung contribution n eto png yayamanin?!

    tpos pg umuwi kmi ngyon dyan un treatment n prang my nkk diring sakit? stranded p s bus ng ilang oras? tpos pg dting s ayuda d ksali ang family ng ofw?

    s pg kk alala ko dti mga ofw dw ang bgung byani, msyado nyo nman tinutoo, fyi po hindi po kmi nmimitas ng sweldo pnaghihirapan dn po nmin kitain yan.

    kng ipag ppilitan po ntin etong bgung btas n eto bka pede mging transparent un liquidation ng funds 1st. calling the attention of COA, baka naman…

    #philhealth 👎👎👎

  3. PHILHEALTH will be competing with resources that it will make me STOP sending my kids to a GOOD school

  4. Sometimes I am wondering why those OFW are such boastful in terms of their status in society. This kind of articles make me realize the answer. In fact, it’s fishy quoting yourself as “middle class” when in fact you are just some proud Filipino who thinks “living in a flat with other Filipinos like sardines in a can” is considered as “middle-class”. My cousin Elli Cudia Reyes, she undoubtedly boast of her family as middle class when in reality her parents almost faint of cussing about the amelioration program worth 8k not given to their barangay. Like, hey if you really are in a middle class status, would you consider 8k worth complaining about? This article reminds me of this person. Health insurance is not a travel insurance you idiot. Resident Filipinos have Philhealth contributions whether they travel or not outside the PH. For someone like you, a non resident Filipino, the purpose of your contributions is to cover your own expenses in case you were involved in accident, injury etc needing urgent medical assistance here in PH. Wonder how government will pay for the cremation and other health-related expenses of your body when you have been reptriated here in the Philippines because you acquire the virus? Wonder how the gov’t will cover your bills when you go on a vacation in PH to visit your family and involved in an accident? Afterall, when you are terminated in your “land of milk and spoiled honey” you will be sucking up again the govt’s money right? So as a responsible person, would you want to give the burden of paying your health expenses to your home country? Hope not, afterall you are in a middle class status, as you quoted.

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